Interactive toolkit
Make smarter comparisons. Do the math.
Explore practical insurance calculations, private recordkeeping worksheets and short learning activities. All free, with no account required.
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Insurance budget planner
Add up real premiums, installment charges and annual policy costs across all your insurance types.
Open toolClaim payout calculator
Model how an eligible property loss, fixed deductible and policy limit affect a hypothetical claim payment.
Open toolPet reimbursement calculator
See how pet insurance deductibles, eligible vet charges, benefit limits and reimbursement percentages work.
Open toolDeductible comparison
Compare two premium and deductible options using the same hypothetical insured loss scenario.
Open toolMonthly vs annual premiums
See the true annual total after deposits, monthly installments and installment fees.
Open toolLife insurance needs (DIME)
Work through income, debts, mortgage, education and resources to estimate a hypothetical coverage gap.
Open toolHealth plan total cost
Compare two actual plan offers using premiums, your spending assumptions and out-of-pocket maximums.
Open toolSide-by-side policy comparison
Record differences between written policies, limits, exclusions and renewal conditions in one worksheet.
Open toolHome inventory builder
Create an itemized belongings list, total replacement-cost estimates and export to CSV.
Open toolClaim expense log
Keep a private record of claim expenses, payments received and outstanding differences.
Open toolInsurance basics challenge
Answer eight questions about premiums, deductibles, exclusions, networks and real policy comparisons.
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Transparent calculations
Understand each tool's limitations
Our tools do arithmetic based on figures you provide, not real-time insurer rating or claim decisions. The deductible, claim and pet tools simplify the order of calculations; the DIME and health planners depend on your assumptions. Worksheets run in your browser, and values are not sent to InsureMax through these tools. Confirm your actual policy terms with an appropriately licensed provider.